Guardian Life Insurance Claim

Guardian Life Insurance Claim

Filing The Claim with Guardian Life Insurance Provider

If you have a group life insurance policy with Guardian Life Insurance you can download the claim form from, fill out the form and send it to the address listed on the form. You can also call 1-800-525-4542 to start the claim process with a customer service representative. You will need an original death certificate (certified) to file your claim.

About a Guardian Life Insurance Plan

There are two kinds of Guardian Life Insurance policies – individual and group. Group life insurance policies are generally offered by an employer and individual policies sold to individuals independent of an employer. Group polices are paid for via pay deductions and individual policies are paid with a monthly direct payment or bank draft.

Coverage Details

  • Whole Life: Permanent life insurance protection that comes with tax advantages and cash value accumulation. Borrowing on the whole life policy may reduce the death benefit.
  • Universal/Variable Universal Life: Flexible life insurance that allows the insured to change premium payment details, amounts and frequency – to some extent. A portion of the premium is invested, which may increase or decrease the overall value of the policy.

Term Life: Term life, also known as short-term life insurance, is purchased for a pre-determined term or length of time. Terms generally start at 10 years, but shorter terms may be available for people moving from one job to another and need coverage during the waiting period for employer coverage. At the end of the term, some companies allow the insured to start a new term (with premiums adjusted for age) or move to a permanent insurance policy.

Where to Get a Quote: Guardian Life Insurance Contact Info & Login

By phone (customer service): 1-800-441-6455

By phone (main office): 1-212-598-8000

By email (individual life):

By email (variable life):

By email (address change):

By email (group life claims):

By mail (individual life):

Guardian Life Insurance Attn: Individual Life Customer Service 3900 Burgess Pl. Bethlehem, PA 18017

By mail (variable life):

Guardian Life Insurance Attn: Variable Life Customer Service Park Avenue Life Insurance Administration 3900 Burgess Pl. Bethlehem, PA 18017

By mail (group life claims):

Guardian Life Claims P.O. Box 26035 Lehigh Valley, PA 18002

Official website:

Check on your claim status: Call 1-800-525-4542 or email to check the status of your claim. If you need to send documents (non-certified) to the claims department you may be able to fax them to 1-610-807-8266 to speed up the claims process.

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