Mutual of Omaha Insurance Claim

Filing the Claim With Mutual of Omaha Insurance Provider

If you are the beneficiary of a Mutual of Omaha life insurance policy, you’ll need to call 1-800-775-1000 Monday to Thursday from 7 a.m. to 5:30 p.m. or Friday from 7 a.m. to 5 p.m. CST to start the claims process. You will be required to submit the death certificate of the policy holder before the claim can be approved. If you choose to submit your claim by email, go here:

You will need to include the name of the insured policy holder, policy number, date of death, cause of death and the name and contact information for the beneficiary on the form.

About A Mutual of Omaha Insurance Life Plan

You can access your Mutual of Omaha account at From your account you can pay your insurance premiums on the schedule established with your agent. Most insurance policies are available with variable payment plans ranging from monthly to yearly.

Coverage Details

Mutual of Omaha offers four types of life insurance to meet your personal needs. Here is a brief description of each choice.

  • Term Life: The term life policy from Mutual of Omaha is there for people who want coverage, but need to limit cost. The policy premium is set for a term, typically between 10 and 30 years. Once the policy term has expired, there are options to maintain insurance coverage, but premium rates will likely increase. There is no cash value to this policy.
  • Universal Life: The universal policy is flexible and more expensive than the term policy, but it is meant to be carried for a lifetime. As monetary and life status changes, the universal policy can be adapted for that change. Premiums can be leveled. The cash value of the policy is dependent on current interest rates.
  • Whole Life: The whole life policy offers long-term coverage, a guaranteed death benefit and cash value that builds over time.
  • Accidental Death: This policy is in place in the case of an accidental death of a loved one. This is not a life insurance policy as natural death or death from disease is not covered under this policy.

Where to Get a Quote: Mutual of Omaha Insurance Contact Info & Login

By phone: Simply dial 1-800-931-7105 to talk with an agent about a new or current life insurance policy.

By email: Connect with an agent via email using the online contact form located at

Check your Mutual of Omaha claim status: Once the claim process is started, the beneficiary can call 1-800-775-1000 to check on the status of the claim.

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